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Illinois Independent Brokerage

Group health, dental, vision, life, and disability for the people who power your business.

Whether you have one employee or a hundred or more, the process remains the same. Once establishing an understanding of your goals, we provide a clear path forward, and facilitate the entire process. We're there from onboarding, to open-enrollment, and everything in between.

We are a family-owned, independent agency serving companies and individuals in IL for over 25 years. We understand the importance of customer service as claims, enrollments, cancellations, and questions come up throughout the year — not just during open enrollment and annual renewals.

Throughout nearly three decades of building relationships, one thing hasn't changed, the majority of our business still comes in the same way it always has: our clients and their referrals choose to grow with us because we know them by name, we're there when their team needs us, and we always keep their best interests in mind.

A minimum of 25% employer contribution towards employees' premiums is required to qualify for a group plan.

1day
Response
Time
Monday through Friday
9:00 am - 5:00 pm
6
Lines of Group
Coverage
Health, Dental, Vision, Life, LTD, STD
* Medicare for individuals only
1st
of the month
approval dates
If the group's paperwork
is submitted by the 25th
Coverage

The lines of coverage we offer.

Six lines of group coverage for employers and employees. Health, dental, vision, life, and disability — *Medicare Advantage and Supplement plans for individuals nearing or in retirement.

* Medicare is for individuals only (not part of the group plan).

01

Group Health

PPO, PPO Options, HSA, HMO, and Level-Funded plans — Designed for your group, your budget, and your goals. Together, we will fine tune your benefits package, effectively increasing your hiring power.

02

Dental

Preventive-first plans to help your employees look and feel their best. Voluntary or employer contribution plan designs.

03

Vision

Routine exams, frames, contacts, and corrective surgery allowances. The benefit employees want to see!

04

Life

Group term life insurance — The most underrated and surprisingly affordable benefit to increase your hiring power.

05

Short-Term Disability

Bridges the gap between sick leave and long-term coverage. Critical for maternity leave, surgery recovery, and short-duration injuries. Up to twenty-six weeks of benefit: voluntary or employer contribution plan designs.

06

Long-Term Disability

Income protection that picks up where short-term coverage stops — sixty percent to two-thirds of income replaced to age sixty-five. Designed to keep your team's families whole through serious illness or injury.

07

*Medicare Advantage & Supplement

Medicare Advantage (Part C) and Medicare Supplement (Medigap) plans for individuals nearing or in retirement.
* Medicare is for individuals only (not part of group plan).

  A broker is a translator between the carrier and the team — explaining what the plan covers, flagging what it doesn't, and being there when an employee actually needs to use it.

Talk to us
Existing Clients
support@insourcebenefits.com
Quotes & New Business
Get started · Request a quote

No quotas.No sales script.A direct source for your team.

Client Portal
-Launching by January 1, 2027

A secure portal for plan documents, enrollment, ID cards, and more is in development — HIPAA-aligned data handling designed in from day one. Current clients: please continue using your benefits administration platform until launch.

INSource Benefits Consultants
2026